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小额信贷的精髓是什么?是为没有机会享受传统金融机构服务的低端客户提供不需要抵押的贷款,以及衍生出来的储蓄和其他金融服务,其服务对象是弱势金融群体。
What is the essence of microcredit? It provides unsecured loans to low-end customers who do not have access to traditional financial institutions, as well as derived savings and other financial services, targeting vulnerable financial groups.