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经历了前几年的飞速发展过程,2010年以来我国房地产业的发展在国家多项宏观调控措施和市场调节的作用下,已进入一个渐行渐缓的稳步发展阶段,这也是我国对于房地产市场预见性的风险所施行的风险管理控制的结果。我国的商业银行对于房地产项目开发贷款都有其现行的专门风险管理要求,其内容包括:房地产开发企业信贷准入条件、房地产项目开发选择的标准、房地产项目的评估和对于房地产项目开发贷款的管理要求。
Experienced the rapid development of the previous years, since 2010, the development of China’s real estate industry under the effect of a number of macro-control measures and market regulation has entered a steady and gradual development stage, which is also our country for the real estate market Predictive Risk The result of risk management control exercised. China’s commercial banks have their own special risk management requirements for the development of real estate loans, which include: credit access conditions for real estate development enterprises, criteria for the selection of real estate development projects, the evaluation of real estate projects and the management of loans for the development of real estate projects Claim.