论文部分内容阅读
2014年的央行降息,让银行储蓄、余额宝类的货币基金和银行理财产品收益下滑。2015年的资金面会在央行降息降准的背景下继续保持宽松,收益下滑已成定局。面对宏观经济的稳中有降,市场利率的下滑以及国际市场的风云变幻,2015年该如何投资才能丰富我们的小钱袋呢?好规划来慢慢告诉你。国债:推荐指数★★★2014年的国债收益3年期的是5%,5年期的是5.41%。但是2015年的国债收益恐怕将降至5%以下,因为2014年底的降息,已经开启了未来一年的降息通道,今年的降息降准会继续。
The central bank cut interest rates in 2014, allowing bank deposits and the balance of money funds and bank wealth management products to fall. 2015 funds face will continue to ease in the context of the central bank cut interest rates drop, the decline in earnings is a foregone conclusion. Faced with the steady decline of the macro economy, the decline in market interest rates and the changing international market, how to invest in 2015 to enrich our pocket money? Good planning to tell you slowly. Treasury: Recommended index ★ ★ ★ Treasury bonds in 2014 yield is 5% for three-year, 5.41% for five-year. However, the yield on government bonds in 2015 will probably fall below 5% because the interest rate cut by the end of 2014 has already opened the rate cut for the coming year and this year’s rate cut will continue.