同一被保险人投保的车辆发生第三者责任险如何处理

• 作 者: 文章
• 出 处: 道路交通管理
• 发表日期: 2014年08期
• 关键词: 被保险人 第三者责任险 保险事故 保险合同 不计免赔险 车损险 保险期间 第三者 交强险 红旗轿车

在同一被保险人投保的车辆发生第三者责任保险事故时,车辆被保险人相同,但在三者险条款中均规定:“本保险合同中的第三者是指因被保险机动车发生意外事故遭受人身伤亡或者财产损失的人,但不包括投保人、被保险人、保险人和保险事故发生时被保险机动车本车上的人员。”那么,同一保险人投保的车辆发生第三者责任险保险事故时该如何处理?为此,我们特意选取了其中有代表性的案例,相关问题进行初步分析。

When a third-party liability insurance accident occurs in a vehicle insured by the same insured person, the vehicle insured is the same but stipulates in the three-part provision that: “A third party in this insurance contract means the insured motor vehicle In the event of an accident Accidental personal injury or property damage, but excluding the policyholder, the insured, the insurer and the insured motor vehicle at the time of the accident. ”Then, the same insured vehicle took place Third party liability insurance insurance accident how to deal with? To this end, we deliberately selected the representative of the case, the relevant issues for a preliminary analysis.