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随着经济的发展,人们手上的余钱也多了,大多数人把余钱存入银行获取利息,但也有一部分人购买债券。债券投资与银行存款有什么不同呢?债券是载明一定面领,到期还本付息,担保等有关条件,向社会公众筹集资金的书面保证。可见,债券是一种借款证书,债券的发行者通过出卖债券从投资者那里取得资金,债券的购买者则支付现款而获得债权凭证。通过这个过程,债券发行者作为债务人取得在偿还期内的资金使用权,债券购买者作为债权人则获得
With the development of economy, people have more money left in their hands. Most people deposit their money in banks for interest, but some people buy bonds. What is the difference between a bond investment and a bank deposit? Bonds are written guarantees that the funds are written to the general public with certain conditions, such as repayments of principal, interest, guarantees, and other relevant conditions. As can be seen, the bond is a type of loan certificate, the issuer of the bond acquires the funds from the investor by selling the bonds, and the buyer of the bonds pays the cash to obtain the debt of claim. Through this process, the bond issuer acquires the right to use the funds during the repayment period as the debtor, and the bond purchaser as the creditor obtains