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本文介绍了国家助学贷款制度的发展与作用,分析了国家助学贷款领域中存在对银行和高校定位不恰当,对贷款学生惩罚不严的突出问题,并针对这些突出的问题,从法律的角度来谈对问题的解决方案。
This paper introduces the development and function of national student loan system, analyzes the prominent problems in the field of national student loan such as improper positioning of banks and colleges and universities and lax penalties for loan students. In view of these outstanding problems, Point of view on the solution to the problem.