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补偿职能是保险企业最基本的职能。保户之所以投保,就是想在约定的风险发生或者达到约定的条件后,享受保险人支付给的有关经济利益。可以说,没有补偿的需求,便没有保险企业的产生和发展。作为直接体现这一职能的理赔工作,其重要性是不言而喻的。在面临社会主义市场经济体制逐步建立的今天,“人保”企业各分支机构如何做好理赔工作,充分发挥补偿职能,对于建立和完善社会主义市场机制,促进经济发展,安定人民生活具有十分重要的作用,同时对提高“人
Compensation function is the most basic function of insurance companies. The reason why a policyholder insures is that he wants to enjoy the relevant economic benefits paid by the insurer after the agreed risk occurs or the agreed conditions are met. It can be said that without the demand for compensation, there will be no emergence and development of insurance companies. The importance of claim settlement as a direct manifestation of this function is self-evident. In the face of the gradual establishment of a socialist market economic system, how branches of the “PICC” enterprises work well in claims settlement and give full play to their compensation functions are very important to establishing and improving the socialist market mechanism, promoting economic development and stabilizing the people’s livelihood Role, while improving "people