论文部分内容阅读
期房预售制度起源于香港,1953年,霍英东第一次推出期房预售方式,成为当时房地产销售一大创举,一方面缓解了地产开发资金不足的困境,有利于房地产开发速度的提高,使整个房地产开发流程加快,但从此炒楼花现象也就开始。2004中国房地产金融报告之前传1978年,大陆改革开放开始,国家经济从重工业转向满足民众生活需求,房荒开始,严重的供不应求使得“住房预定制度”出现,也成为后来的项目预售之源头。而改革初期,房地产发展原始积累资金不足,成为期房销售之另一源头。在建立中国资本市场之前,国内没有股权融资的渠道,企业只有向银行借贷的债权融资渠道。1998年之后增加个人购房消费信贷的支持,但并没有放开整个金融管制。金融
The pre-sale 期房 originated in Hong Kong. In 1953, Fok Ying Tung first introduced the pre-sale method of real estate. As a major initiative in real estate sales at that time, it alleviated the shortage of funds for real estate development and boosted the real estate development speed. As a result, Real estate development process to speed up, but since the speculation flats began. 2004 China Real Estate Financial Report Prequel In 1978, the Mainland started its reform and opening up and the national economy shifted from heavy industry to meeting the needs of people’s livelihood. Since the shortage of housing began, a serious shortage of supply led to the emergence of “housing reservation system” and the subsequent sale of projects source. However, in the initial stage of reform, the initial accumulation of real estate funds was insufficient and became another source of the sales of 期房. Before the establishment of China’s capital market, there is no domestic financing channel for equity financing, and only enterprises can borrow money to borrow money from banks. After 1998, consumer credit support for personal home purchase increased, but did not let go of the entire financial control. financial