论文部分内容阅读
利率市场化是我国金融体制改革的重要内容,也是要素市场改革的核心之一。利率市场化一方面可以有效的促进投融资机制改革,增强中小企业融资能力使资源得到有效配置,另一方面,可能会增加企业的融资成本,对企业的可持续发展造成负面影响。在利率市场化改革背景下,如何合理有效地运用政策制度及适应融资环境变化来处理企业融资问题,成为当前管理者急需解决的难题之一。
The marketization of interest rates is an important part of China’s financial system reform and one of the core reforms of factor markets. On the one hand, the marketization of interest rates can effectively promote the reform of the investment and financing mechanisms, enhance the financing capacity of SMEs and make the resources be effectively allocated. On the other hand, it may increase the financing costs of enterprises and negatively affect the sustainable development of enterprises. Under the market-oriented interest rate reform, how to deal with the issue of corporate financing rationally and effectively by using the policy system and adapting to the changes of the financing environment has become one of the most urgent problems to be solved by current managers.