论文部分内容阅读
经济危机席卷全球,世界各国纷纷采取措施应对出现的破产失业浪潮。而提供社会绝大部分就业岗位的中小企业在解决失业问题上发挥着重要的作用。然而,中小企业在发展过程中普遍面临着融资难的问题,抑制了中小企业的长远发展。为此,本文基于中小企业类型中新兴崛起的科技型小微企业视角,主要探讨科技型小微企业向银行借款的融资现状,详细分析其向银行借款融资困境的原因,并着重提出解决措施。
Economic crisis swept the world, all countries in the world have taken measures to cope with the wave of bankruptcy and unemployment. The small and medium-sized enterprises that provide the vast majority of jobs in the community play an important role in solving the unemployment problem. However, small and medium-sized enterprises generally face the problem of financing difficulties in the development process and inhibit the long-term development of SMEs. Therefore, based on the emerging small and medium-sized technology-based small and micro enterprises (SMEs) in the SMEs category, this paper mainly discusses the current status of financing for small and medium-sized technology enterprises and analyzes the reasons for the financing difficulties to the banks and puts forward solutions.