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一、一件震惊了国内保险业的案子1999年5月,河北省涿州市法院的一例一审判决震惊了国内保险业:车辆被毁,保险公司应按保险金额赔偿。它打破了保险公司多年来养成的“常规”——按车辆“实际价值”赔偿。这一案件的基本事实如下:1998年1月,李先生的夏利车出了保险事故,由于对赔偿数额协商未果,李先生起诉了承保此车的平安保险公司保定支公司。庭
First, a case that shocked the domestic insurance industry In May 1999, a court of first instance verdict in Danzhou City, Hebei Province, shocked the domestic insurance industry: vehicles were destroyed and insurance companies should pay compensation according to the amount insured. It broke the insurance companies over the years to develop “routine” - according to the vehicle “real value ” compensation. The basic facts of the case are as follows: In January 1998, Mr. Lee’s Harley car out of an insurance accident, due to unsuccessful negotiations on the amount of compensation, Mr. Lee sued the underwriting of this car Ping An Insurance Company of Baoding Branch. court