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一、目前农村金融活动简况目前农村的会融活动,是以国家银行为骨干,在三条道路上发展着:首先是国家银行特定的农业生产贷款,今春农贷较去年增大三倍半,结合私资平均在百分之五十二以上,投入国家奖励的特种生产用途。发展经济作物和组织起来提高技术。其次是国家以组织农村资金发展农业生产为目的,使银行机构推下一层设集镇营业所,深入农村调剂各种生产和生活的短期贷款。仅榆次专区十二个营业所和九个金融小组,吸收存款一八三亿,保持余额五十亿,放款二十叩亿,并且已开始建立乡汇。一条是农民资金互助组织的信用合作社。已经在四百六十七个村开展了不同程度的信用业务。活动范围已达两千余村,存粮二百六十万斤,存款三亿多,放粮一百九十万斤,放款两亿七千余万。一条是在自由借贷政策下农民间零散的小额暂借。从十个村的调查。发生这种借贷关系的有二百七十八户,占总户数的百分之十八
I. Brief Introduction to Current Rural Financial Activities At present, the financial and financial activities in rural areas are based on the state-owned banks as the backbone. They are developed on three roads. First, they are loans granted by the State Bank for specific agricultural production. In this spring, agricultural loans have increased three and a half times compared with last year. Private capital average more than 52 percent, into the national award of special production. Develop cash crops and organize to improve technology. Second is the purpose of the state to organize rural funds for the development of agricultural production, so as to push the banking institutions down a layer of town offices and divert short-term loans to all kinds of production and livelihoods in rural areas. Only Yuci area twelve business offices and nine financial groups, to absorb 18.3 billion deposits, to maintain the balance of 5 billion, 0.2 billion loans, and has begun to establish rural exchange. One is a farmer’s fund-raising cooperative credit cooperatives. There have been different levels of credit operations in 467 villages. The scope of activities has reached more than two thousand villages, 2.6 million pounds of grain storage, more than 300 million deposits, and 1.9 million tons of grain for over 270 million loans. One is the scattered petty pensions of peasants under the free lending policy. Survey from ten villages. There were 278 such loans and borrowings, accounting for 18% of the total