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提高国家助学贷款还贷率,实现其可持续发展,必须认识到当前高校助学贷款工作中存在着还贷机制不完善、高校对助学贷款工作支持力度不够、银校之间合作缺乏长足动力以及缺乏制度化、系统化的诚信教育长效机制等问题。因此,构建高校国家助学贷款还贷机制的路径选择,可以通过实现贷款毕业生的充分就业、加强对助学贷款工作的支持力度、通过互利互惠的银校沟通和合作以及建立制度化、系统化的诚信教育长效机制等来实现。
To improve the loan repayment rate of the national student loan and realize its sustainable development, we must recognize that the loan repayment mechanism in colleges and universities is not perfect, the support for student loans in colleges and universities is not enough, and the lack of cooperation between the banks and universities Motivation and the lack of institutionalization and systematic long-term integrity education and other issues. Therefore, the path to build the national student loan repayment mechanism in colleges and universities can be achieved through full employment of loan graduates, strengthening the support for student loan work, mutual benefit and mutual benefit of bank-university communication and cooperation and the establishment of institutionalized The long-term mechanism of integrity education to achieve.