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随着我国市场经济体制改革的不断深入,我国经济的结构不断优化升级,经济增速从高速换挡到中高速的新常态。伴随着经济形势的变化,我国保险市场面临的环境也在不断发生变化,特别是经济步入新常态对保险业的影响更为显著。保险行业的发展无疑正受到内外环境变化的深刻影响。从监管者角度来讲,如何促进保险行业的发展,发挥其在国计民生中的重要作用,同时又保证保险业风险可控,促进其长期健康的发展,是值得思考的问题。
With the continuous deepening of China’s market economy system reform, the structure of China’s economy has been constantly optimized and upgraded, and its economic growth has shifted from high-speed to medium-high-speed new normal. With the changes in the economic situation, the environment China’s insurance market is facing is constantly changing. In particular, the impact of the economy on the insurance industry is even more remarkable. The development of the insurance industry is undoubtedly being profoundly affected by changes in the internal and external environment. From the perspective of regulators, it is worth considering how to promote the development of the insurance industry, play an important role in national economy and the people’s livelihood, at the same time, ensure that the risk of the insurance industry is controllable and promote its long-term healthy development.