新型农村金融机构点亮小额信贷

• 作 者: 刘洋 汝百乐
• 出 处: 中国农村科技
• 发表日期: 2007年06期
• 关键词: 农村金融 资金互助社 江口县 局副 长焦 财经频道 社区服务 农村信用社 中国银监会 金融供给

“现在中国不缺大银行,缺的是为农村服务、为社区服务的小银行。中国也不缺存款市场,因为存款汇兑很容易,真正缺的是如何为一些需要资金的人建立起好的贷款机制。”这是央行研究局副局长焦瑾璞在做客网易财经频道时说的一段话。的确,降低准入门槛,吸引多方资金服务农村金融市场,已经成为破解农村金融困局的一剂良方。

“There is no shortage of big banks in China, but small banks that serve rural areas and serve the community, and there is no shortage of deposit markets in China because deposit remittance is easy and what really lacks is how to set up a good bank for some people in need Loan mechanism. ”This is the speech of Jiao Jinpu, deputy director of the Central Research Bureau, during his guest’s visit to NetEase’s financial channel. Indeed, lowering the access threshold and attracting multi-party funds to serve rural financial markets have become a recipe for cracking down on the financial difficulties in rural areas.