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阜阳——淮河沿岸的一个农业大市,工业基础十分薄弱,熟知阜阳的人常带着戏谑的口吻说:“那里除去饭店、澡堂和火葬厂,再找不到烟囱冒烟的地方了”。 地方经济结构决定了保险险种结构。和其它经济欠发达地区一样,车险业务是人保阜阳分公司的支柱险种。2001年度累计保费收入 8650万元,车险业务就占了7600万元,比例为87.9％。车险在整个公司的经营中起着决定性作用。 多年来,人保阜阳分公司的车险陪付率一直在盈亏临界点左右徘徊。这一状况制约着业务发展、削弱了公司的实力,
Fuyang - Huaihe River, an agricultural market, the industrial base is very weak, Fuyang people familiar with banter often said: “Where to get rid of restaurants, bathhouses and crematoria, and then find smoke chimney place.” Local economic structure determines the insurance structure. Like other economically underdeveloped areas, the auto insurance business is the pillar insurance of the PICC branch. In 2001, the accumulated premium income was 86.5 million yuan, and auto insurance business accounted for 76 million yuan, accounting for 87.9% of the total. Car insurance plays a decisive role throughout the company’s operations. Over the years, PICC Fuyang branch car insurance rates have been hovering around the critical point. This situation restricts business development, weakening the company’s strength,