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近年来,我国金融·保险业得到了快速发展,但与韩国相比,其国际竞争力还存在较大的差距。中国和韩国的金融·保险业市场都呈现出增长态势,尤其是中国,金融·保险业市场以惊人的速度发展,其规模在不断扩大。但是,与韩国相反,外资企业对中国金融·保险业市场占有率很低,这与中国金融政策等投资环境有关。对此,比较中韩两国的投资环境,找出两国间的差别,进而探索积极改善中国金融·保险业的对外直接投资环境,加快提升中国金融·保险业竞争力的路径十分必要。
In recent years, China’s financial and insurance industry has witnessed rapid development. However, compared with South Korea, there is still a big gap in its international competitiveness. Both the financial and insurance markets in China and South Korea are showing an upward trend. In particular, the financial and insurance markets in China are growing at an alarming rate and their scale is constantly expanding. However, contrary to South Korea, the share of foreign-funded enterprises in China’s financial and insurance market is very low, which is related to the investment environment such as China’s financial policy. In this regard, it is necessary to compare the investment environment between China and South Korea, find out the differences between the two countries, and then explore ways to actively improve China’s foreign direct investment environment in the financial and insurance industry and speed up the promotion of the competitiveness of China’s financial and insurance industries.