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案情简介:某粮油贸易公司(以下简称甲方)将其所收购的1万斤小麦存放在某仓储公司(以下简称乙方)的库房,双方签定了仓储保管合同。而后甲就该批小麦向A保险公司投保企业财产保险。乙方基于对该批小麦的保管权,就该批小麦向B保险公司投保企业财产保险。在保管期限内,仓库发生火灾,甲方在乙方仓库存放的小麦未能幸免,损失过半。该事故属于保险责任,而且,事故发生时间在两个保险合同的有效期限内。争议焦点与判断:案情发生后,保险公司介入调查,对由谁来赔偿该笔损失,怎样赔付产生了不同的理赔意见。第一种意见认为,就该保险业务
Brief introduction of the case: A grain and oil trading company (hereinafter referred to as Party A) will be purchased by the 1 million pounds of wheat stored in a storage company (hereinafter referred to as Party B) warehouse, the two sides signed a storage contract. Then A on the batch of wheat to A insurance company insured enterprise property insurance. Based on the right of custody of the batch of wheat, Party B insures the property insurance of the insurance company B for the batch of wheat. During the storage period, a fire broke out in the warehouse. The wheat stored by Party A in the warehouse of Party B was not spared and the loss was over half. The accident is covered by insurance and the accident occurred within the life of the two insurance contracts. Disputes Focus and Judgment: After the occurrence of the case, the insurance company intervened in the investigation, who compensated for the loss, how to pay claims have different claims. The first opinion that the insurance business