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早在1999年10月,农行十堰市五堰支行就指定该行神宇分理处投放了第一笔汽车消费贷款,拉开了十堰市金融系统汽车消费贷款业务的序幕。近两年来,特别是今年二月份以来,该行在操作中与东风实业物资贸易公司、十堰市正天机电物资贸资易公司和中保财险十堰分公司、十堰市交警队车辆管理所等汽车经销企业及有关管理部门密切配合,广泛搜集各方信息,科学预测发展前景,认真分析十堰地区汽车消费、销售状况,不断疏通汽车消费市场中的各个环节,使该市区的汽车消费贷款业务呈现出健康、稳步发展态势。到2001年7月底,该行已对131位购车户累计发放专项汽车消费贷款1546万元,其中今年投资贷款646万元。收回270万元。
As early as October 1999, the Agricultural Bank of China Shiyan Branch of Wanyan on the designated branch of Shen Yu Branch put the first car consumer loans, opened the financial system of Shiyan car consumer loan business kick-off. The past two years, especially since February this year, the bank in operation with the Dongfeng Industrial Materials Trading Company, Shiyan Zhengtian Electrical and Mechanical Services Ziyi companies and PICC P & C insurance Shiyan Branch, Shiyan Traffic Police Vehicle Management, etc. Car dealership enterprises and relevant management departments work closely together to collect information from all sources and scientifically predict the development prospects of car industry in Shiyan. The situation of automobile consumption and sales is carefully analyzed and the various links in the automobile consumer market are constantly being dredged so that the automobile consumer loan business Showing a healthy and steady development trend. By the end of July 2001, the bank has issued a cumulative total of 154.6 million yuan of special automobile loans to 131 purchasers, of which, 6.46 million yuan was invested in loans this year. Recover 2.7 million yuan.