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新型农村社会养老保险制度将于今年底实现全覆盖。本文通过有代表性的10个试点县(市)的近万份问卷调查(以下简称“十县数据”),研究新农保制度全覆盖后的制度优化问题,实证研究表明:从“普惠型模式”逐步过渡到“具有缴费激励+适度普惠模式”是新农保制度优化的路径选择,并通过研究不同模式下的财政支付风险预期,显示出风险属于适度,并在可控范围内。制度优化设计需引入“待遇调整”视角。“十县数据”表明,选择最低档
The new rural social pension insurance system will be fully covered by the end of this year. This paper studies the system optimization after the full coverage of the new rural insurance system through the questionnaire survey of nearly 10 000 representative 10 pilot counties (cities and counties), the empirical study shows that from the “Pratt & Whitney-type model” has gradually shifted to “with incentive payment + mode of universal benefit ” is the path selection for the optimization of the new rural social security system. Through the study of different modes of financial payment risk expectations, it shows that the risks are modest, And within the controllable range. System optimization design should be introduced “treatment adjustment ” perspective. “Ten counties data ” shows that the choice of the lowest file