论文部分内容阅读
合理期待原则因契约自由的实质公平遭到破坏而产生,作为一种新兴的法律解释原则,其在规制保险人滥用优势地位,维护保险消费者的合法权益方面发挥了重要作用。然合理期待原则在享有众多赞誉的同时亦遭受到了无情的批判,本文在对合理期待原则进行正反两方面论述的基础上提出了合理期待原则的适用条件,以期对在我们国家尚处于起步阶段的保险行业有所启示。一、合理期待原则的产生背景与概念辨析(一)产生背景合理期待原则的产生与契约自由密不可分。契约自由源自于古罗马
As a new principle of legal interpretation, the principle of reasonable expectation arises from the destruction of the substantive fairness of contractual freedom. It plays an important role in regulating the insurer’s abuse of dominant position and safeguarding the legitimate rights and interests of insurance consumers. However, while the principle of reasonable expectation enjoys many remarks, it also has been ruthlessly criticized. Based on the pros and cons of the principle of reasonable expectation, this article puts forward the applicable conditions of the principle of reasonable expectation, in the hope of being in the initial stage in our country The insurance industry has some inspiration. First, the background and concept of reasonable expectations principle Differentiation (A) the background Reasonable expectations The emergence of principles and freedom of contract are inseparable. Freedom of contract comes from ancient Rome