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开展个人助业贷款业务,是满足个人客户经营融资需求,帮助中小企业经营者解决生产经营资金需要,是通过个人信贷支持个私经济发展的有益探索。该产品从2005年推出以来,对满足客户多元化融资需求,加大优质个人客户营销拓展力度发挥了积极作用。因此,本文拟从辽宁省个人助业贷款发展的现状、存在的问题及原因进行分析,并对未来发展的对策进行初步的探讨。
Carrying out personal loan business for personal loans is a useful exploration to meet the financing needs of individual customers and to help SME operators to solve their capital needs for production and operation. It is also a useful exploration of personal credit support for individual and private economy development. Since the launch of the product in 2005, it has played an active role in satisfying the diversified financing needs of customers and enhancing the marketing promotion of high-quality individual customers. Therefore, this article intends to analyze the status quo, existing problems and causes of the development of personal assisted loans in Liaoning Province and to conduct preliminary discussions on the countermeasures for future development.