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高校一方面要加强银行贷款管理、充分利用银行贷款,提高贷款资金使用效益;另一方面,必须结合学校的实际承受能力,分析测定贷款控制额度,规范贷款规模,要坚持慎重稳妥的原则,兼顾当前利益和长远发展,适度负债,选准银行。在贷款后,要加强对贷款资金的使用管理,加强财务风险指标分析,及时防范潜在的财务风险。
On the one hand, colleges and universities should strengthen the management of bank loans, make full use of bank loans and improve the efficiency of the use of loan funds; on the other hand, we must combine the actual affordability of schools, analyze and measure the loan control quotas, standardize the loan scale, adhere to the principle of prudence and safety, Current interests and long-term development, appropriate debt, select the right bank. After the loan, we should strengthen the use and management of loan funds, strengthen the analysis of financial risk indicators and prevent potential financial risks in a timely manner.