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近几十年来,随着计算机网络技术和经济商务领域拓展的紧密结合以及现代资讯科技迅速崛起,伴之而来的是电子商务发展热潮。而电子商务发展整体环境的塑造过程中,电子金融承担着重要的角色。传统的纸币现金交易显然已经无法适应于电子贸易,各种电子支付工具便如雨后春笋般问世,电子票据也是伴随着这股热潮出现的并逐渐被普遍接受并广泛适用于票据流通领域。本文总结了我国电子票据业务发展的必然性以及优越性,并对此提出了关于发展我国电子票据业务的见解。
In recent decades, with the close combination of computer network technology and economic and business expansion and the rapid rise of modern information technology, the boom of e-commerce has come along with it. In the process of shaping the overall environment for the development of e-commerce, e-finance plays an important role. Obviously, the traditional cash transactions of banknotes are no longer able to adapt to the electronic trade. Various electronic payment instruments have mushroomed. The electronic notes accompanied by this boom have been gradually accepted and widely applied to the circulation of bills. This article summarizes the inevitability and superiority of the development of China’s electronic bill business and puts forward some opinions on developing China’s bill business.