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建立以基本医疗保险为主体、商业医疗保险为补充的多元化医疗保险体系 ,是我省医疗保险改革的目标。由于基本医疗保险的覆盖面窄、保障程度低 ,难以充分满足人们的医疗保障需求 ,我们建议 ,让政府与市场共同发挥作用 ,实现医疗保险的公平与效率兼顾 ,促进基本医疗保险与商业医疗保险协调发展 ,这既可减轻政府和企业负担 ,又可提高职工的医疗保障水平
The establishment of a diversified medical insurance system that takes basic medical insurance as the main body and commercial medical insurance as the supplement is the goal of the medical insurance reform in our province. Due to the narrow coverage of basic medical insurance and the low level of protection, it is difficult to fully meet people’s medical insurance needs. We suggest that government and the market should work together to ensure fairness and efficiency in medical insurance and promote the coordination between basic medical insurance and commercial medical insurance This will not only reduce the burden on the government and enterprises but also increase the level of medical and staff support provided to workers and staff