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文章以当前区域金融产业的集聚为研究对象,分析区域经济发展在其影响下的特点。通过分析可知北京、上海以及深圳是我国金融产业集聚密度最高的地区。金融产业高度集聚有可能导致区域内的经济发展更加虚拟化,降低其抵御金融风险的能力,还会使得社会资源分配不均衡以及普通民众的生活压力加大等问题。要更好地发挥金融产业集聚在促进区域经济发展上的作用,就必须采取针对性的措施来提升其正面影响力。
The article takes the agglomeration of the current regional financial industry as the research object and analyzes the characteristics of regional economic development under its influence. Through the analysis we can see that Beijing, Shanghai and Shenzhen are the regions where the concentration of financial industry in our country is the highest. A high degree of concentration of financial industry may lead to more virtualization of economic development in the region, reduce its ability to withstand financial risks, unbalanced distribution of social resources and increased pressure on the general public’s life. To better exert the role of financial industry agglomeration in promoting regional economic development, we must take targeted measures to enhance its positive influence.