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第一章总则第一条为了规范贷款行为，保护借贷双方的合法权益，提高贷款质量，加速信贷资金周转，根据《中华人民共和国中国人民银行法》、《中华人民共和国商业银行法》等有关法律，特制定本通则。第二条本通则是中华人民共和国境内借贷活动必须遵循的原则和规范。第三条本通
Chapter I General Provisions Article 1 In order to regulate the behavior of loans, protect the lawful rights and interests of both borrowers and borrowers, improve the quality of loans and speed up the turnover of credit funds, according to the relevant laws such as the Law of the People’s Republic of China on the People’s Bank of China and the Law of the People’s Republic of China on Commercial Banks , Specially formulated this General rule. Article 2 These Rules are the principles and norms that must be followed in the lending activities in the People’s Republic of China. Article third this pass