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近几年,我国的个人消费信贷市场发展较快。2001年末,我国消费信贷余额为6990亿元,进入2002年以来,随着全国范围城市建设改造力度的加大,个人消费信贷业务规模迅速扩大。以天津市为例,2003年以来,城市建设改造步伐明显加快,仅2003年全市房屋拆迁量就达到450万平方米,这一数字超过了
In recent years, China’s personal consumer credit market has developed rapidly. At the end of 2001, the balance of consumer credit in China was 699 billion yuan. Since 2002, as the intensity of nationwide urban construction and renovation has increased, the scale of personal consumer credit business has expanded rapidly. Take Tianjin as an example. Since 2003, the pace of urban construction and reconstruction has obviously accelerated. In 2003 alone, the amount of house demolition in the city reached 4.5 million square meters, more than the figure of