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教育储蓄:利率优惠25%教育储蓄最大的特点之一是国家规定免征利息税,单此一项,教育储蓄的实得利息收益就比其他同档次储种高20%。此外,教育储蓄作为零存整取的储蓄,享受整存整取的利率,算上这一条,利率优惠幅度要在25%以上。政策规定,小学四年级以上方能开始参加教育储蓄,本金最多不能超过2万元。正在接受非义务教育的在校学生,
Education Savings: 25% Interest Rate Savings One of the greatest characteristics of education savings is that state regulations exempt interest tax. On the other hand, the real interest income of education savings is 20% higher than that of other stocks of the same grade. In addition, education savings as a deposit and withdrawal of savings, enjoy the interest rate of the whole deposit and withdrawals, count this one, the interest rate discount rate of more than 25%. The policy stipulates that the fourth year of primary school can only begin to participate in education savings, the maximum principal can not exceed 20,000 yuan. Students who are under non-compulsory education,