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机动车辆保险是我国保险业务中规模较大的一个险种。在机动车辆保险中,由于机动车辆发生转让或异动而引发的保险索赔纠纷为数甚多,正确处理好这些纠纷,对确保该险种的健康发展意义重大。本文拟对机动车转让后较为常见的几类保险索赔纠纷作些探讨。 一、在保险有效期内,保险车辆已发生转让或买卖,并办理了过户手续,但未向保险人办理批改手续的索赔纠纷。 这是机动车辆转让索赔纠纷中最为常见的情况。实践中很多人在转让机动车时,见保险合同尚未到期,便随车让与受车方或作价将保单“卖”给受车方。汽车发生保险事故,索赔遭拒
Motor vehicle insurance is a large-scale insurance business in our country. In the motor vehicle insurance, there are a large number of insurance claims disputes caused by the transfer or transaction of motor vehicles. Correctly handling these disputes is of great significance in ensuring the healthy development of this insurance. This article intends to explore some of the more common types of insurance claims disputes after the transfer of motor vehicles. First, within the validity of the insurance, the insurance vehicle has been transferred or traded, and the transfer procedures have been handled, but the insurance company fails to handle the procedures for the modification of claims disputes. This is the most common case of a dispute over claims for the transfer of motor vehicles. In practice, many people in the transfer of motor vehicles, see the insurance contract has not expired, then let the car and the car or the price of the policy “sell” to the car. Car accident occurred, the claim was rejected