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保险不可争议条款,又称不可抗辩条款,是指在保险合同中,投保人在订立合同时未履行如实告知义务,自保险合同成立之日起经过一定期限(称为可争议期间)后,保险人不得以投保人违反最大诚信原则为由来否定合同的有效性,解除保险合同或拒绝承担保险责任。根据该条款,自保险合同成立之日起,保险人在可争议期间内,如发现投保人违反了诚信原则,可以解除保险合同;但可争
Insurance incontrovertible terms, also known as irrefutable provisions, refers to the insurance contract, the insured in the contract did not fulfill the obligation of truthfulness, from the date of the establishment of the insurance contract after a certain period of time (known as the disputed period), the insurance No one may negate the validity of the contract on the ground that the policyholder violates the principle of maximum faith, terminate the insurance contract or refuse to assume the insurance liability. Under the terms, from the date of the establishment of the insurance contract, the insurer may terminate the insurance contract if it finds that the insured violates the principle of good faith during the disputed period;