论文部分内容阅读
一、保险公司发展投资基金具有很大潜力。据统计,1994年全球保险公司的保费收入达1.9万亿美元,形成雄厚的资金实力和发展投资基金的基础。西方许多保险公司凭借其强大的资金基础与投资经验,以部分保费收入或自有资本作为发起基金的“种子”钱,吸引其他投资者来投资其所要建立的基金。保险公司可以通过建立基金以“滚雪球”的方式不断吸引投资者的资金,而其他金融机构则难有此优势。
First, insurance companies have great potential for the development of investment funds. According to statistics, in 1994, global insurance companies’ premium income reached 1.9 trillion U.S. dollars, forming a solid financial strength and foundation for the development of investment funds. Many western insurance companies rely on their strong capital base and investment experience to launch part of the premium income or self-owned capital as “seed” money to attract other investors to invest in the funds they want to establish. Insurance companies can keep attracting investors’ funds by establishing a fund in the form of a “snowball”, which is hardly the case for other financial institutions.