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如果有人告诉你,平平常常的一个字,价值10万元,你可能会感到匪夷所思,但这却是事实。王女士2000年购买了一份重大疾病保险,保险金额高达15万元。2007年仲夏,王女士心脏二尖瓣出现异常,随后进行了“主动脉瓣”手术,花费了近15万元的治疗费用。痊愈后,王女士向保险公司索要13万元的赔偿,但保险公司理赔人员慎重告知王女士:由于保险条款中约定的重大疾病形式是“主动脉”手术,且明确“主动脉”手术是指胸腹主动脉手术,分割或切断主动脉,但胸或腹主动脉的分支除外,而从医学角度又可认定王女士实施“主动脉瓣”手术不是“主动脉”手术,因而不予赔付。虽然王女士随后又上诉法院,但法院最终仍驳回了其诉讼请求。
If someone tells you that the usual word, worth 100,000 yuan, you may feel incredible, but it is a fact. Ms. Wang bought a major sickness insurance in 2000 with a premium of up to 150,000 yuan. Midsummer 2007, Ms. Wang heart mitral abnormalities, followed by “aortic valve ” surgery, spent nearly 150,000 yuan of treatment costs. After healed, Ms. Wang requested compensation of 130,000 yuan from the insurance company, but the insurance company claims personnel carefully informed Ms. Wang: As the insurance terms agreed in the form of major diseases is “aorta” surgery, and clear “aorta ”Surgery refers to the thoracoabdominal aortic surgery, segmentation or cut off the aorta, but the thoracic or abdominal aorta except the branch, but from the medical point of view can be identified Ms. Wang implementation of“ aortic valve ”surgery is not“ aorta ”Surgery, and therefore not paid. Although Ms. Wang subsequently appealed to the court, the court finally dismissed her claim.