论文部分内容阅读
随着信息时代的到来,我们工作与生活的方方面面都进入了网络时代,互联网金融的概念也应运而生,并且深刻的影响着人们的生活与理财购物。在我国,互联网金融的发展时间较短,许多人并不明确什么是互联网金融,但在实际生活中已经接触其中,如支付宝等支付平台的应用。从整体上看,互联网金融是对传统金融方式的延伸,是新时期金融发展的必经之路。本文通过对我国互联网金融的模式、影响、本质与风险进行分析,以期对互联网金融的概念进行明确,为互联网金融的未来发展做出启示。
With the advent of the information age, all aspects of our work and life have entered the Internet age. The concept of Internet finance has also come into being, and has a profound impact on people’s life and financial shopping. In our country, the development time of Internet finance is short, and many people are not sure what Internet finance is, but have been exposed in real life, such as the application of payment platform such as Alipay. As a whole, Internet finance is an extension of traditional financial methods and the only way for financial development in the new era. This article analyzes the pattern, influence, essence and risk of internet finance in our country in order to clarify the concept of internet finance and make enlightenment for the future development of internet finance.