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美国“9.11恐怖事件”给欧美的保险业以极大的冲击。“黑色星期二”给中国保险业的启示是 :要逐步完善分保机制 ;要明确保险责任和责任免除范围 ;可将恐怖事件作为非寿险种的附加险或作为责任免除直接明示 ;通过产权改革等方式打造中国保险的航空母舰 ,以使入世后的中国保险业立于不败之地
The “9.11 terrorist incident” in the United States has greatly affected the insurance industry in Europe and the United States. “Black Tuesday” to China’s insurance industry enlightenment is: to gradually improve the reinsurance mechanism; to clarify the scope of insurance liability and liability exemption; terrorist incidents can be added as non-life insurance or as a direct exemption from liability; through property rights reform Way to build China’s aircraft carrier insurance, so that China’s accession to the insurance industry in an invincible position