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一、保险代位权的定义与适用范围 (一)、保险代位权的定义保险代位权是保险人按保险单规定赔付被保险人损失后,在保险金额限度内,以被保险人的名义,代位行使被保险人向造成损失的第三者请求损害赔偿的权利,且在赔付全损的情况下,享有保险标的残余物所有权的权利。这个定义包括以下4个方面的含义:(1)、代位权是保险人在赔付被保险人损失后所享有的权利;(2)、代位权所替代的是被保
First, the definition of insurance subrogation and the scope of (A), the definition of insurance subrogation Insurance subrogation is the insurer in accordance with the provisions of insurance policies to pay the loss of the insured, within the limits of the insured amount, the insured’s name, subrogation Exercise the right of the insured to claim damages from the third party who caused the loss, and enjoy the ownership of the insured residue subject to full loss. This definition includes the following four aspects of the meaning: (1), subrogation is the insurer in the loss of the insured person after the loss of rights; (2), subrogation is replaced by the insured