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伴随着我国商业银行的改组与上市,商业银行市场结构发生了转变,在绩效方面也得到了较大提高,但与国外商业银行相比,我国银行业的实际绩效相对较低,在经营绩效和管理效率等方面存在亟待解决的不足之处。国外关于商业银行市场结构与绩效方面的学术研究已相当丰富,我国学者近来也在这一领域不断取得进展。本文将对国内外关于商业银行市场结构与绩效这一方面的研究成果进行简单的解释与归纳概括,希望能够为商业银行的绩效研究提供有益的参考。
With the restructuring and listing of commercial banks in our country, the market structure of commercial banks has changed and the performance has also been greatly improved. However, compared with foreign commercial banks, the actual performance of China’s banking industry is relatively low. In terms of business performance and Management efficiency, there are shortcomings to be solved. Academic research on the structure and performance of commercial banks in foreign countries has been quite abundant. Recently, scholars in our country have made continuous progress in this field. This article will simply explain and summarize the research results about the market structure and performance of commercial banks at home and abroad, hoping to provide a useful reference for the performance study of commercial banks.