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目前的各种政策对房地产市场的整体影响较小,房地产市场的需求大于供给,特别是在部分城市如上海、杭州等,如果政府不给出大量土地用于建造商品房,未来几年内的供求关系将很难改变。在这种供求情况下,想要房价迅速回落是很难的,而对银行来说,个人房贷的安全性和高额利润也将使政策的执行大打折扣。
Current policies have less impact on the overall real estate market. Demand in the real estate market is greater than supply, especially in some cities such as Shanghai and Hangzhou. If the government does not give much land for the construction of commercial housing, the supply and demand in the next few years It will be hard to change. In this supply and demand situation, want to quickly fall in housing prices is very difficult, and for banks, the personal safety of the mortgage and high profits will also greatly reduce the implementation of the policy.