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我国中小微企业在推动我国经济发展和科技创新方面,发挥着不可替代的作用,是我国经济持续增长一大动力。但是中小微企业在发展中面临的问题也很突出,融资难、融资贵的问题严重制约了其可持续发展,通过研究我们总结出企业生产的原材料价格上涨、劳动力成本上升、资金供不应求等客观因素,并给出创新信贷方式、实施差异化监管、健全担保体系、实行信贷倾斜等解决对策。对我国的经济转型和经济的可持续发展有着积极的作用。
China’s small and medium-sized micro-enterprises play an irreplaceable role in promoting China’s economic development and scientific and technological innovation and are a major driving force for China’s sustained economic growth. However, the problems faced by small and medium-sized and micro-enterprises in their development are also prominent. The problems of financing and financing are severely restricted by their problems of sustainable development. Through research, we have concluded that the production costs of raw materials such as rising prices of labor, rising labor costs, , And given innovative credit methods, the implementation of differentiated regulation, improve the security system, the implementation of credit tilt and other countermeasures. It has a positive effect on China’s economic restructuring and sustainable economic development.