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低碳经济全球化不仅对环境治理与预警起到积极作用,而且对金融发展起到巨大推动作用,从低碳经济角度推出理财产品对我国商业银行开拓业务新路径具有实践意义。本研究采用调查研究法,针对我国公众对低碳经济理财产品的了解程度、支持度、建议产品种类等进行调查。研究发现,大部分公众对低碳经济理财产品不太了解,只有31.5%的公众愿意购买。公众建议未来推行收益率高且保本型的低碳经济理财产品,建议推行国家政策资助的绿色环保企业。
The globalization of low-carbon economy not only plays an active role in environmental governance and early warning, but also plays a significant role in promoting financial development. It is of practical significance to introduce wealth management products from a low-carbon economy to open up a new business path for commercial banks in China. This research adopts the method of investigation and research to investigate the level of public understanding of low-carbon financial products, the degree of support and the types of products proposed in our country. The study found that the majority of the public do not know much about low-carbon financial products and only 31.5% of the public are willing to buy it. The public proposes to introduce a low-carbon economic wealth management product with high yield and guaranteed capital in the future and recommends the implementation of green-funded enterprises funded by state policies.