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农村金融部门向农民发放贷款,抛开其自身的经济效益不说,单说应该追求的社会效益,那就是向农民提供资金支持,让穷的变富,富的更富,从而实现共同富裕。事实上许多农村金融单位工作上使的都是这么一股劲儿。然而,少数地方 也有例外。 笔者在某县农村有个亲戚,前不久来串门儿诉说了一个情况:他们那里的信用社因为怕贫困户还不上贷款,把款只贷给富裕户。不少富裕户并不是用贷款去发展生产,而是用于向贫困户放高利贷。贫困
Rural financial sector loans to peasants, aside from its own economic benefits not to say that the social benefits should be pursued, that is, to provide financial support to farmers, so that the rich become wealthier and richer in order to achieve common prosperity. In fact, many rural financial units work so energetically. However, there are exceptions in a few places. The author has a relative in the rural area of a certain county. Not long ago, he wrote a series of complaints about the situation: the credit cooperatives there did not lend to the poor because they were afraid of giving loans and only lent the money to wealthy households. Many wealthy households do not use loans to develop their production, but rather they use them to make usury loans to poor households. poor