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本文是针对洪湖市黄家口镇1991年9月1日至1992年8月31日实行农村人口住院医疗保险的情况,于1992年9月进行的一次实地回顾性调查及效果分析。调查资料结果表明:该镇实行住院医疗保险后,社会效益和医院业务增长明显,因病致贫呈减少趋势,因病致贫户数比1991年下降10.5%,深受广大农户的赞成。这种医疗保障制度主要优点是:收费低,风险大,补偿高,给付可靠,并有法律保障性,适应农村经济体制及经济状况。
This article is a field retrospective survey and effect analysis conducted in September 1992 for Huangjiakou Town of Honghu City from September 1, 1991 to August 31, 1992. The survey results show that: After the implementation of inpatient medical insurance in the town, the social benefits and hospital business grew significantly, due to sickness caused a reduction trend, the number of poor households caused by the disease decreased by 10.5% compared with 1991, widespread agricultural support. The main advantages of this kind of medical security system are: low fees, high risks, high compensation, reliable payments, legal protection, and adaptation to the rural economic system and economic conditions.