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如何办理个人住房贷款如何申办商业性个人住房贷款？（１）贷款对象：具有当地常住户口且年满１８岁、具有完全民事行为能力的居民，以及到当地投资或工作的港澳台同胞、华侨和外籍人士。（２）贷款条件：申请人有稳定合法收入，具有还款能力；有同售房单位签订的《商品房...
How to apply for personal housing loans how to bid for commercial personal housing loans? (1) Loans: residents with local permanent residence and 18 years of age with full civil capacity, as well as compatriots, overseas Chinese and foreigners in Hong Kong, Maucao and Taiwan who invest or work in the area. (2) Loan conditions: the applicant has a stable legal income, with repayment ability; with the sale of units signed "commercial housing ...