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处于江苏省北部特色经济区的苏北地区依靠其独特的的地理环境优势,东临黄海,北靠山东,南面是经济贸易发达的苏南地区,西面则有广大的内陆市场;这些优越的区位因素带动了出口导向型、食品加工型及科技导向型等中小型企业的发展。这些各种类型的中小型企业为苏北地区经济的繁荣发展做出了巨大贡献,而且也解决了苏北、山东省大多数人口的就业问题。但是,中小型企业在发展的过程中遇到了与中国其他地区中小型企业一样的资金短缺问题,就是苏北地区中小型企业也面临着极其严峻的融资难问题,缺少足够的资金严重妨碍了其发展速度。因此,考虑到苏北地区中小型企业自身实际情况,探讨适合苏北地区中小型企业的融资方式,解决苏北地区中小型企业融资难的问题,已成为迫在眉睫的发展问题。
The northern part of Jiangsu Province, with its unique geographical advantages, is located in the special economic zone in the northern part of Jiangsu Province. It borders the Yellow Sea in the east, Shandong in the north, southern Jiangsu with developed economy and trade in the south, and vast inland markets in the west. These superior The location factors led to the development of export-oriented, food processing and technology-oriented SMEs. These various types of small and medium-sized enterprises have made great contributions to the economic prosperity and development of northern Jiangsu and have also solved the employment problem for the majority of population in northern Jiangsu and Shandong Province. However, in the course of their development, small and medium-sized enterprises have encountered the same shortage of funds as small and medium-sized enterprises in other parts of China. That is, small and medium-sized enterprises in northern Jiangsu are also faced with extremely severe financing problems. The lack of sufficient funds has seriously hampered their Speed of development. Therefore, taking into consideration the actual conditions of SMEs in northern Jiangsu Province, exploring financing methods suitable for SMEs in Northern Jiangsu and solving the financing difficulties of SMEs in Northern Jiangsu, it has become an urgent development issue.