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信用消费在上海、北京、广州等地悄然兴起.信用消费又称消费贷款,实际上是一种负债消费.换句话说,就是分期付款.今年初,上海“家家利”家电商行对其所有家电商品实行“分期付款”的经营方式,消费者到“家家利”购物,第一次只需交付商品总金额的一半,余额可分3至11个月付清.继“家家利”之后,上海“一百”和“银通”等20多家商店也陆续推出了分期付款的购物方式.目前,上海已有2000多消费者通过这种方式购买了空调、音响、成套家具等高档耐用消费品.
Credit consumption quietly rise in Shanghai, Beijing, Guangzhou, etc .. Credit consumption, also known as consumer loans, in fact, is a kind of debt consumption.In other words, is the installment of. Earlier this year, Shanghai “ Appliance products, ”installments“ mode of operation, consumers to the ”family profit“ shopping, the first time only to deliver the total amount of goods in half, the balance can be divided into 3 to 11 months to pay off. After that, more than 20 shops in Shanghai such as ”One Hundred“ and ”Bank Link" have also launched shopping by installments.At present, more than 2,000 consumers in Shanghai have purchased high-end air-conditioners, audio sets and complete sets of furniture through this method Durable consumer goods.