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农村信用社在信贷支农中,因种种原因,“三农”贷款形成了新的逾期。笔者就“三农”贷款逾期的主要原因及对策谈一点粗浅看法。“三农”贷款逾期的成因“三农”贷款之所以逾期较多,分析其原因,可归纳为“三不、三多”。“三不”即:一是贷款约期不当。一方面,从当年到期贷款来看,每月上旬和年底到期贷款比较集中,形成贷款管理工作量增
Rural credit cooperatives in the credit support for a variety of reasons, “three rural ” loans formed a new overdue. The author on “agriculture, rural areas and farmers ” loan overdue main reason and countermeasure about a little superficial view. “Three Rural ” loan overdue causes “Three Rural ” loan reason overdue, analyze the reason, can be summarized as “three not more than three ”. “Three no ” namely: First, improper loan expiration. On the one hand, looking at loans due from the current year, the loans that are due in early January and the end of each month are more concentrated, resulting in an increase in loan management workload