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4月15日,保监会主席助理陈文辉在中国保监会、中国银监会联合召开的贯彻落实《商业银行代理保险业务监管指引》(以下简称《监管指引》)视频会议上指出,《监管指引》是迄今为止保监会和银监会针对银保市场制定的较为全面的规范性文件,也是近年来两会加强监管合作、共同规范银保市场的重要文件。做好《监管指引》的贯彻落实工作,有利于保护保险消费者利益,维护银保市场正常秩序,建立良性的银保合作机制。陈文辉强调,保险业要深入领会《监管指引》精神,一是规范银保合作。银保双方要审慎选择合作对象,落实总部签订合作协议制度,保持合作关系的稳定性。二是保护保险消费者利益。明确银保双方责任划分,围绕售前、售中、售后,
On April 15, Chen Wenhui, assistant to the chairman of CIRC, pointed out at the video conference held jointly by China Insurance Regulatory Commission and China Banking Regulatory Commission to implement the “Guidelines for the Supervision of Commercial Banks Agency Insurance Business” (hereinafter referred to as “the regulatory guidelines”) on April 15 that “Regulatory Guidelines” And the CBRC made a more comprehensive normative document for the bancassurance market. It is also an important document for both the two parties to step up regulatory cooperation and jointly regulate the bancassurance market in recent years. Doing a good job in implementing the “Guidelines for Supervision” will help protect the interests of insurance consumers, safeguard the normal order of the banking and insurance market, and establish a benign mechanism for cooperation between bankers and insurance companies. Chen Wenhui stressed that the insurance industry should thoroughly understand the spirit of the “regulatory guidelines”. The first is to standardize the cooperation between banks and insurance companies. The two sides should carefully choose the cooperation partners, implement the headquarters agreement of cooperation agreement, and maintain the stability of the cooperation. The second is to protect the interests of insurance consumers. A clear division of responsibilities between banks and insurance around the pre-sale, sale, sale,