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基本医疗保险作为社会保障体系的一部分,在保障人民群众的身体健康、解除后顾之忧方面发挥着重要作用。目前,全市已有450万名职工参加了医保,但有些人对医保的各种规定不了解,以至在认识上有误区,存在着不正确的就医方式。误区一:认为医保就报销那点钱,有点小病先扛着,以致把小病扛成了大病。据市医保中心工作人员介绍,这种疑虑是对医保政策及相关配套规定不了解造成的。对一般患者而言,得一场大病花几万元甚至更多,是一个很沉重的负担。其实,医保在费用报销上还有一些相关配套规定。北京市建立了以基本医疗保险为主体,大额医疗互助和补充医疗保险为辅助的医保体系。规定年度内门诊大额最高可
As part of the social security system, basic medical insurance plays an important role in safeguarding the health of the people and relieving their worries. At present, there are 4.5 million workers in the city who have taken part in Medicare. However, some people do not understand the various provisions of Medicare and even misunderstand Medicare. There is an incorrect way of medical treatment. Misunderstanding one: that Medicare to reimbursement of that money, a little sick carry first, resulting in a serious illness to carry a serious illness. According to City Health Insurance Center staff, such doubts are not familiar with the health insurance policies and related supporting regulations caused. For the average patient, having a serious illness spends tens of thousands or more is a heavy burden. In fact, Medicare reimbursement on the expense there are some related provisions. Beijing has established a health care system that takes basic medical insurance as its mainstay, large-sum medical assistance and supplementary medical insurance as its supplementary measures. The provisions of the annual outpatient large sums up