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2010年政府工作报告指出,要继续实施积极的财政政策和适度宽松的货币政策,为全年金融工作定下了基调。过去一年里,为刺激经济增长,我国信贷资金迅速增加,同时也增加了金融领域的潜在风险,这就要求广大金融机构加强风险管理的制度和机制建设以防范各类金融风险,守住不发生系统性、区域性风险的底线,进一步探索建立宏观审慎管理制度,强化对跨境资本流动的有效监管。中国人民银行将落实好适度宽松货币政策列为2010年的首要任务。在“有保有控”原则下,加强对重点领域和薄弱环节的支持,严控对“两高”行业和产能过剩行业的贷款,进一步强化贷后管理以确保支持实体经济成为各金融机构面临的重要任务。此外,进一步建立和完善多层次的资本市场体系,开辟各类投资产品,扩大股权和债券融资规模以满足多样化的投融资需求也显得十分迫切。当下,人民币汇率也成为各方关注的焦点,保持人民币汇率的基本稳定对于中国乃至全球经济都十分有必要,我国应坚持实行以市场供求为基础、有管理的浮动汇率制度,在此基础上进一步推进人民币汇率形成机制的改革和完善。为了更好地落实政府工作报告有关精神,本刊特别策划了一组专题报道并邀请业界高层和专家进行全方位解读,其中包括如何保持货币信贷合理充裕、优化信贷促进经济结构调整、探索扩大直接融资的渠道,着力提高金融监管的有效性和保持人民币汇率基本稳定等,以飨读者。
The 2010 government work report pointed out that continuing to implement the proactive fiscal policy and a moderately easy monetary policy set the tone for the year’s financial work. In the past year, in order to stimulate economic growth, the rapid growth of credit funds in our country also increased the potential risks in the financial field. This requires the vast number of financial institutions to strengthen the system and mechanism of risk management so as to prevent all kinds of financial risks and keep them from happening Systematic and regional risk, further explore the establishment of a macro-prudential management system and strengthen the effective supervision of cross-border capital flows. The People’s Bank of China listed as its top priority in 2010 the implementation of a moderately easy monetary policy. Under the principle of “maintaining the interests and keeping control”, the Bank strengthened its support to key areas and weaknesses, strictly controlled loans to the “two-high” industries and overcapacity industries, and further strengthened post-loan management to ensure support for the real economy Financial institutions are facing an important task. In addition, it is urgent to further establish and improve a multi-level capital market system, open up various types of investment products and expand the scale of equity and bond financing to meet diversified investment and financing needs. At present, the RMB exchange rate has also become the focus of attention of all parties. Maintaining the basic stability of the RMB exchange rate is very necessary for China and the global economy. China should stick to its managed floating exchange rate system based on market supply and demand. On the basis of this, Promote the reform and improvement of the formation mechanism of RMB exchange rate. In order to better implement the spirit of the government work report, the magazine specially planned a series of special reports and invited top executives and experts to conduct a comprehensive interpretation, including how to keep money and credit adequately, optimizing credit and promoting economic restructuring, exploring direct and direct expansion Financing channels, efforts to improve the effectiveness of financial regulation and maintain the basic stability of the RMB exchange rate in order to readers.