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信贷集中是我国由来已久的一个金融现象.改革开放以来几次大的信贷集中在不同时期促进了乡镇企业、外向型经济及国有大中型企业(集团)的迅猛发展,对国民经济的发展起了积极作用.随着经济形势的变化和经济改革的深化,信贷集中突破原来的单纯贷款集中而出现一些新的特点,形成因素
Credit concentration is a long-standing financial phenomenon in our country. Since the reform and opening up, several large credit concentrations have promoted the rapid development of township and village enterprises, export-oriented economy and state-owned large and medium-sized enterprises (groups) in different periods, A positive role.With the changes in the economic situation and the deepening of economic reform, credit focused on breaking the original simple loan concentration and some new features emerged, the formation of factors